In many cases, PIP and medpay are some of the main solutions that are available for paying out related medical bills after an accident. After this coverage gets exhausted it can be difficult for you to recoup expenses unless you are willing to make a claim against the other driver to recover damages. PIP and Medicare designed primarily as medical coverages and they will pay for reasonable medical expenses. PIP is a level of coverage that is much more comprehensive than med pay.
PIP Coverage
PIP coverage will handle some of the medical expenses that come as a result of an accident. PIP can cover some of the lost wages as well as nonmedical and work-related issues from an accident. PIP also covers death benefits. PIP will generally cover 80% of the first $10,000 in reasonable medical bills with the potential for more depending on the level of bodily injuries.
Medpay
Medpay is a coverage that will pay for medical expenses for you and your passengers who may be injured during an auto-related injury or accident, Medpay will work at reimbursing you for any applicable medical expenses caused in an auto accident. Medpay does not handle any costs associated with the damage of your vehicle.
Health Insurance
For an additional level of coverage beyond med pay and PIP it could be wise for you to seek health insurance payments. Holding health insurance coverage can make sure that you could have access to additional funds required for managing your injuries.
Making a Claim Against Another Driver
Making a claim against another driver could also ensure that you could get access to the extra funds that you require. To make a claim against the other driver it’s always important to consider speaking to a lawyer first.
If you or someone you know has been the victim of an accident and needs compensation for injuries, contact us today.
This post was written by Kelly-Anne Jenkins of Jenkins Law P.L. Kelly-Anne is an personal injury lawyer She specializes in personal injury, car accidents, and bicyclist injury. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.
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